A Lifeline for Over-Indebted Consumers

Debt review is a legal process that protects over-indebted consumers. It allows you to restructure your debt, lower monthly payments, and avoid legal action from creditors while under review. A debt counsellor works with your creditors to create a new payment plan. During this process, you may not take on any new credit, and your existing accounts are closely managed. It’s a useful solution, but it comes with serious responsibilities.